Financial Services

CPC experts in financial services analyze and evaluate fraud, deception, and unfair practices.

Highlighted Work

View Op-Ed   Stablecoin use has been exploding, with monthly transaction volume of U.S.-backed coins increasing from nearly nothing in 2020 to over a trillion dollars this past September. This dramatic increase accelerated after President Trump signed the Genius Act into law last July. Exchanges and platforms including PayPal, Apple…

Mark Budnitz
November 24, 2025
Journal Article
December 18, 2025
Mark Budnitz
December 18, 2025
Mark Budnitz
Journal Article
June 14, 2025
Brenda Cude
June 14, 2025
Brenda Cude
Article
March 3, 2025
Mark Budnitz
March 3, 2025
Mark Budnitz

Other Products

Report
The Genius Act of 2025 Does Not Adequately Protect Consumers Who Use Stablecoins to Make Payments
Consumer Policy Center
External Journal Article
Fixing America’s Broken Insurance Markets in a Time of Climate Change
Harvard Environmental Law Review
Journal Article
New Developments in Payment Systems and Services Affecting Low-Income Consumers
Georgetown Journal nf Poverty Law and Policy
Testimony
Cashed Out: How a Cashless Economy Impacts Disadvantaged Communities and Peoples
MEDA
Journal Article
A Rose Is A Rose: Electronic Commerce Spawns Word Confusion
Georgia State University Law Review
Journal Article
Touching, Tapping, and Talking: The Formation of Contracts in Cyberspace
Nova Law Review
External Journal Article
Product Safety Regulation as a Model for Financial Services Regulation
Journal of Consumer Affairs
External Journal Article
Banking The Poor
Yale Journal On Regulation

Experts

Brenda 2
Personal Finance/Financial Education

Brenda Cude

Senior Fellow
Budnitz
Financial Services

Mark Budnitz

Senior Fellow
Norma-Garcia
Financial Services

Norma P. García

Senior Fellow

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